464 S Independence Street

Monticello, IL
$ 169,900 Beds 2 Baths 3 Sq 1,381
Monthly Estimate* How much can I afford?

Welcome to this charming home in the heart of Monticello! This 2 bedroom, 3 bath property features two primary suites, offering ideal comfort and giving each bedroom its own private retreat. Bright living spaces and a functional layout make it easy to feel right at home. Added improvements include new carpet, new paint and new trim that were added through majority of the house. Enjoy added value with a roof just 8 years old and a spacious 2 car garage for storage and convenience. Located just steps from shops and dining, this one is a must see!

Active

  • Price
  • $ 169,900
  • City
  • Monticello
  • Bedrooms
  • 2
  • Full Bathrooms
  • 3
  • County
  • PIATT
  • Half Bathrooms
  • 0
  • Area
  • Western Champaign County - Piatt & McClean Countie
  • Lot Size
  • Zip
  • 61856
  • Sqr Footage
  • 1,381
  • Year Built
  • 1920
  • Taxes
  • $ 2597
  • Style
  • MLS#
  • 12609400
Listed By: Coldwell Banker R.E. Group
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 1381
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range,Microwave,Dishwasher,Refrigerator
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 1920
Township Monticello
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Piatt
New Construction No
Property Type Residential
Total Rooms 5
Full Baths 3
Status Active
Directions Market St (Rt 105) to East Marion,South on Independence
High School Monticello High School
City Monticello
High School District 25
MLS Area Western Champaign County / Piatt & McClean Counties
Elementary School Monticello Elementary
Tax Annual Amount 2597.32
Middle/Junior High School Monticello Junior High School
Standard Status Active
Middle/Junior School District 25
Elementary School District 25
Property Type Detached Single

Interior Features

Basement Unfinished,Partial
Total Fireplaces 1
Fireplace Features Wood Burning
Total Bedrooms 2
Room Type No additional rooms
LivingAreaSource Other
Total Baths 3
Bedrooms Possible 2

Exterior Features

Parking Features Gravel,Yes,Garage Owned,Detached,Garage
Water Source Public
Total Parking 2
Lot Dimensions 76X105
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Park Ridge, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Monticello Elementary
Middle School Monticello Junior High School
High School Monticello High School

Price History

6/17/2026 Listed $189,900
6/30/2026 6% - $179,900
8/3/2026 6% - $169,900

Property vs Zip Code Average in 61856

Price
AVG $450K
$170K
Taxes
AVG $5,966
$2,597
Year Built
AVG 1977
1920
Visits
AVG 22
44
Data Provided by Inside Real Estate®

Areas That We Cover

464 S Independence Street Monticello, IL is a Single Family Home for sale at $169900 with 1381 sqft and a lot size of Acre(s). 464 S Independence Street Monticello has 2 bedrooms, 3 baths and was built in 1920. The property's zip code is 61856 which is in Monticello, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.